* Tech * News * Apple # Apple won’t turn on any ‘restricted mode’ for missed lease payments ‘There will be no limitations put on device functionality due to missed payments,‘ Apple says. ‘There will be no limitations put on device functionality due to missed payments,‘ Apple says. by Emma Roth Jul 28, 2026, 6:43 PM UTC Photo: Allison Johnson / The Verge [](/authors/emma-roth) Emma Roth is a news writer who covers the streaming wars, consumer tech, crypto, social media, and much more. Previously, she was a writer and editor at MUO. Apple says it won’t limit the capabilities of devices leased through its [new Upgrade program](/tech/971220/apple-upgrade-program-iphone-mac-ipad-lease-launch) if you miss a payment. In an emailed statement to _The Verge_ , Apple spokesperson Brian Bumbery says, “There will be no restricted mode and/or there will be no limitations put on device functionality due to missed payments or default with the Apple Upgrade program.” This confirmation [comes after _9to5Mac_](https://9to5mac.com/2026/07/21/ios-27-code-suggests-apple-could-restrict-leased-devices-after-missed-payments/) uncovered code in an iOS 27 beta for a new “App Managed Features” system. This [would reportedly allow](/tech/969596/apple-restricted-mode-ios-27) financial partners to “perform ongoing status checks” on a device, as well as have Apple’s system services put a device in “Restricted Mode” if its owner isn’t in good financial standing. As noted by _9to5Mac_ , Restricted Mode would prevent users from accessing most apps on their phone, except for basic ones like Phone, the App Store, Clock, Settings, and Wallet. Apple is partnering with the buy now, pay later service Klarna to launch its Upgrade program, allowing customers to lease a new iPhone, iPad, Mac, and Apple Watch for a flat monthly price with no interest fees. Klarna spokesperson Clare Nordstrom tells _The Verge_ that if customers miss three payments in a row, the company will “terminate the lease agreement and the customer will need to pay the full outstanding balance.” **Follow topics and authors** from this story to see more like this in your personalized homepage feed and to receive email updates. * Emma Roth * Apple * iOS * iPhone * News * Tech